Personal Insurance Advice 2018-04-10T11:02:02+00:00

Personal Insurance Advice

Personal Insurance is a type of cover that provides financial security to your life and your family’s in the event of a serious injury or illness resulting in a loss of ability to earn, total and permanent disablement or death. This cover will enable you and your family to maintain your way of living by providing payment to cover any outstanding debts and everyday expenses.

The four main types of personal insurance are:

  • Income Protection Insurance. This replaces a portion of your income if your are injured or fall ill and cannot work. Some policies also include involuntary redundancy.

  • Total and Permanent Disability Insurance. This type of cover provides you with a lump sum if you are injured or fall ill and are unable to work permanently.

  • Life Insurance. This is designed to pay out your dependents a lump sum if you pass away.

  • Critical Illness Insurance. This provides you with a lump sum if you suffer a serious injury or illness as defined the policy.

Family is the most important thing in the world.

Make sure yours is covered in case the unexpected happens.
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